:root{--navy:#1f3a6e;--navy2:#173061;--blue:#1e7fd8;--sky:#4aa8f0;--bg:#eef5fc;--tx:#1b2a44;--mu:#5a6b85;--grad:linear-gradient(120deg,#1f3a6e,#1e63c4 55%,#3aa0ee)}
*{box-sizing:border-box;margin:0}body{font-family:"Segoe UI",Roboto,Arial,sans-serif;color:var(--tx);line-height:1.6;background:#fbfdff}
a{color:inherit;text-decoration:none}.wrap{max-width:1180px;margin:auto;padding:0 24px}
.topbar{background:var(--navy);color:#dbe8f8;font-size:.85rem}.topbar .wrap{display:flex;gap:24px;justify-content:flex-end;padding:6px 24px;flex-wrap:wrap}.topbar a:hover{color:#fff}
.hdr{background:#fff;position:sticky;top:0;z-index:9;box-shadow:0 2px 14px #1f3a6e18}.nav{display:flex;align-items:center;justify-content:space-between;height:78px}
.logo img{height:58px;width:auto;display:block}nav a{margin-left:20px;font-weight:600;color:var(--navy)}nav a:hover,nav a.active{color:var(--blue)}
.tog{display:none;background:none;border:0;font-size:1.7rem;color:var(--navy)}
.hero{position:relative;overflow:hidden;background:linear-gradient(160deg,#e7f1fc,#f7fbff 60%);padding:100px 0 130px}
.hero:after{content:"";position:absolute;right:-10%;bottom:-120px;width:85%;height:260px;border-radius:50%;background:var(--grad);transform:rotate(-8deg);box-shadow:0 -18px 0 #9fd0f7,0 -30px 0 #d6ebfd;opacity:.95}
.hero .wrap{position:relative;z-index:1}.hero.small{padding:60px 0 100px}.hero.small:after{height:180px;bottom:-110px}
.eyebrow{color:var(--blue);font-weight:700;letter-spacing:.08em;text-transform:uppercase;font-size:.85rem}
.hero h1{font-size:clamp(2rem,4.5vw,3.2rem);max-width:820px;line-height:1.2;color:var(--navy);margin-top:6px}.hero p{max-width:760px;margin-top:16px;font-size:1.08rem;color:var(--mu)}
.btns{margin-top:30px;display:flex;gap:14px;flex-wrap:wrap}.btn{display:inline-block;background:var(--grad);color:#fff;padding:13px 26px;border-radius:8px;font-weight:600;border:0;cursor:pointer;font-size:1rem;box-shadow:0 6px 18px #1e63c440}
.btn:hover{filter:brightness(1.1)}.btn.ghost{background:transparent;border:2px solid var(--navy);color:var(--navy);box-shadow:none}.btn.white{background:#fff;color:var(--navy)}
.cta .btn.ghost{border-color:#fff;color:#fff}
.stats{background:var(--grad);color:#fff}.sgrid{display:grid;grid-template-columns:repeat(5,1fr);text-align:center;padding:34px 24px}.sgrid b{display:block;font-size:1.35rem}.sgrid span{opacity:.9}
.sec{padding:76px 24px}.t{text-align:center;color:var(--navy);font-size:2rem}.sub{text-align:center;color:var(--mu);margin-bottom:36px}
.alt{background:var(--bg)}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.card,.feat,.box{background:#fff;border:1px solid #dce8f5;border-radius:14px;padding:26px;transition:.2s}.card{border-top:4px solid var(--blue)}.card:hover{transform:translateY(-4px);box-shadow:0 14px 30px #1f3a6e1f}
.card h3,.feat h3,.box h3{color:var(--navy);margin:8px 0}.card p,.feat p{color:var(--mu)}.mu{font-weight:600;color:var(--blue)!important}.ic{font-size:2rem}.ic.sm{font-size:1.3rem}
.two{display:grid;grid-template-columns:1.3fr 1fr;gap:48px;align-items:start}.two h2{color:var(--navy);margin-bottom:14px}.two p{margin-bottom:12px}
.box ul,.checks{padding-left:0;list-style:none}.box li,.checks li{padding:5px 0 5px 26px;position:relative}.box li:before,.checks li:before{content:"›";color:var(--blue);font-weight:700;font-size:1.2rem;position:absolute;left:6px;top:1px}
.sol{scroll-margin-top:80px}.jump{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;padding-top:30px}.jump a{border:1px solid #bcd6f0;border-radius:30px;padding:7px 16px;color:var(--navy);font-weight:600;font-size:.9rem;background:#fff}.jump a:hover{background:var(--navy);color:#fff}
.eco{display:flex;flex-wrap:wrap;gap:14px;justify-content:center;margin:10px 0 24px}.eco span{background:#fff;border:1px solid #bcd6f0;border-radius:10px;padding:14px 22px;font-weight:700;color:var(--navy);box-shadow:0 4px 14px #1f3a6e12}
.tbl{width:100%;border-collapse:collapse;background:#fff;border-radius:12px;overflow:hidden;box-shadow:0 4px 18px #1f3a6e12}.tbl th{background:var(--navy);color:#fff;text-align:left;padding:14px}.tbl td{padding:13px 14px;border-top:1px solid #e3edf7}.tbl td:first-child{font-weight:700;color:var(--navy);width:30%}
.link{color:var(--blue);font-weight:600}
.ph{color:#9a5b06;background:#fff7ea;border:1px dashed #f0a83a;padding:9px 13px;border-radius:8px;margin:14px 0;font-size:.93rem}.center{text-align:center}
.tag{background:#fef3c7;color:#92400e;font-size:.75rem;font-weight:700;padding:3px 10px;border-radius:20px;text-transform:uppercase}
.cta{background:var(--grad);color:#fff;text-align:center;padding:64px 0}.cta h2{font-size:1.9rem}.cta p{margin:8px 0 24px;opacity:.92}
.form{display:grid;gap:14px}.form label{display:grid;gap:6px;font-weight:600;color:var(--navy)}.form input,.form select,.form textarea{padding:12px;border:1px solid #c5d7ea;border-radius:8px;font:inherit}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--sky)}.note{color:var(--blue);font-weight:600}.map{margin-top:14px;width:100%;height:260px;border:0;border-radius:10px}
.box a{color:var(--blue)}
.wa{position:fixed;right:20px;bottom:20px;width:54px;height:54px;border-radius:50%;background:#25d366;display:grid;place-items:center;font-size:1.6rem;box-shadow:0 6px 18px #0004;z-index:20}
.ftr{background:#13284f;color:#c3d3ea;padding-top:56px}.fgrid{display:grid;grid-template-columns:1.5fr 1.2fr 1fr 1.2fr;gap:32px}.flogo{height:60px;background:#fff;padding:6px 10px;border-radius:8px}.ftr p{margin-top:8px}
.ftr h4{color:#fff;margin-bottom:10px}.ftr a{display:block;padding:3px 0}.ftr a:hover{color:var(--sky)}.copy{border-top:1px solid #ffffff22;margin-top:40px;padding:20px 24px;font-size:.9rem}
@media(max-width:1060px){nav a{margin-left:14px;font-size:.95rem}}
@media(max-width:960px){.grid3{grid-template-columns:1fr 1fr}.fgrid{grid-template-columns:1fr 1fr}.two,.grid2{grid-template-columns:1fr}.sgrid{grid-template-columns:repeat(3,1fr);gap:16px}
.tog{display:block}nav{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;flex-direction:column;padding:10px 24px;box-shadow:0 8px 16px #0002}
.open nav{display:flex}nav a{margin:0;padding:10px 0;border-bottom:1px solid #eee}}
@media(max-width:600px){.grid3,.fgrid{grid-template-columns:1fr}.sgrid{grid-template-columns:1fr 1fr}.hero{padding:56px 0 100px}.sec{padding:52px 20px}.topbar .wrap{justify-content:center;gap:14px}.logo img{height:46px}.tbl td:first-child{width:38%}}
.mstrip{background:var(--bg);border-top:1px solid #dce8f5;border-bottom:1px solid #dce8f5}.mstrip .wrap{display:flex;flex-wrap:wrap;gap:10px 18px;align-items:center;justify-content:center;padding:18px 24px;font-size:.92rem;color:var(--navy)}
.mstrip a:not(.link){background:#fff;border:1px solid #bcd6f0;border-radius:20px;padding:4px 14px}
.more{background:#f4f8fc}.more .sec{padding:56px 24px}.grid4m{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.mcard{background:#fff;border:1px solid #dce8f5;border-radius:12px;padding:18px;font-size:.9rem;scroll-margin-top:90px}
.mcard h3{font-size:1rem;color:var(--navy);margin-bottom:8px}.mcard ul{list-style:none;padding:0}.mcard li{padding:3px 0;color:var(--mu)}
@media(max-width:960px){.grid4m{grid-template-columns:1fr 1fr}}@media(max-width:600px){.grid4m{grid-template-columns:1fr}}